Skyro 2.36.0-GMS

Skyro Pocket provides a versatile and convenient credit line, commonly referred to as revolving credit. This service operates similarly to a credit card, allowing users to utilize funds up to a specified limit without the need for a physical card.

Advantages of Choosing Skyro Pocket:

• 🔵 Free Monthly Cash-Ins: Enjoy no fees or commissions on monthly cash-ins.
• 🔵 45-Day Interest-Free Period: Benefit from a renewable interest-free grace period monthly if the balance is settled on time.
• 🔵 No Fees or Commissions: The application and usage of Skyro Pocket incur absolutely no costs.

How to Utilize Skyro Pocket:

Skyro Pocket can be seamlessly used for everyday transactions at any merchant accepting QR Ph payments (such as GCash, Maya, and BDO). For larger purchases, users can fully utilize their credit limit. With access to over 600,000 retail establishments nationwide, Skyro Pocket is readily available for various spending needs.

Payment Options:

Skyro Pocket allows you to pay only for your actual expenditures. After 30 days from your initial transaction, the first billing statement will be issued with two payment alternatives:

• 🔵 Interest-Free Payment: Repay the exact amount spent without incurring interest by adhering to this option.
• 🔵 Minimum Payment: This requires just 10% of your credit limit, with a 7% interest rate applicable only to the amount utilized, not the total limit.

You can conveniently repay from home or visit one of our numerous over-the-counter partners nearby.

Accepted Payment Channels:

• Online Banks:
• • BDO
  • BPI
  • UnionBank
• E-Wallets:
• • GCash
  • Maya
  • GrabPay
• Over-the-Counter Partners:
• • 7-Eleven
  • Bayad Center
  • Cebuana
  • DA5
  • ECPay
  • eTap
  • ExpressPay
  • M Lhuillier
  • Palawan Pawnshop
  • Posible
  • The SM Store
  • TrueMoney

A transaction fee of ₱25 applies for payments made through e-wallets or over-the-counter partners. For online bank payments, the transaction fee ranges between ₱10 and ₱25.

Repayment Terms:

• Minimum repayment period: 6 months.
• Maximum repayment period: 12 months.
• Maximum Annual Percentage Rate (APR): 119%

Example of Loan Costs:

• Total loan amount: ₱15,000
• Installment period: 12 months
• Monthly payment: ₱1,963
• Origination fee: ₱2,490.00
• Monthly interest rate: 4.9%
• Total interest amount: ₱6,006
• Total amount due: ₱23,556

Eligibility Criteria for Skyro Customers:

• Aged between 23 and 65 years old and a Filipino citizen.
• A primary ID reflecting your current address.
• A valid proof of income.
• A smartphone with an active mobile number.

CERTIFICATION AND REGISTRATION:

Advanced Finance Solutions, Inc. is registered with the Securities and Exchange Commission under Registration No.: 2022‍080063542-00 and holds Financing Company License No.: F-22-0029-37. Skyro Lending, Inc., formerly known as Jungle Lending, Inc., is also licensed by the SEC with Registration No.: CS202002223 and Lending Company License No.: 3249. The office is located at 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila. Advanced Finance Solutions, Inc. and Skyro Lending, Inc. are affiliated companies operating under the SKYRO brand.

© 2024 Advanced Finance Solutions, Inc.

Contact Information:

• +63 919 170 0717
• +632 8540 3337
• Email: [email protected]